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Accounting / Introduction

Understanding Debit and Credit

You can run a restaurant on MahirRMS forever without reading this page — the system writes the debits and credits for you. But the day you read a ledger drill-down and want to understand it, ten minutes here pays off.

Forget "plus" and "minus"

Debit and credit are not good and bad, nor plus and minus. They are the two sides every transaction must have — because every transaction is a movement between places, and both places record it.

The one rule

Every account has a natural side:

Account type Increases on Example
Assets (cash, bank, inventory, receivables) Debit Cash in the drawer grows → debit
Expenses (food cost, rent, salaries) Debit Food cost for the day → debit
Liabilities (payables, tax collected) Credit You owe the supplier more → credit
Income (sales revenue) Credit You sold something → credit
Equity (owner's stake) Credit Owner invests → credit

Every entry debits one or more accounts and credits others, and the two totals are always equal. That equality is the whole trick — it's why a trial balance "balances" and why errors surface as imbalances instead of hiding.

Reading a real entry

A cash sale of 1,000 with 150 tax:

Account Debit Credit
Register cash (asset up) 1,150
Sales revenue (income up) 1,000
Tax collected (liability up) 150

The drawer physically holds 1,150; you earned 1,000; you're holding 150 for the tax authority. Three truths, one balanced entry — and this exact shape is what you'll see in the ledger for every sale the POS posts.

The habit that makes drill-downs readable: when you see a debit, ask "what grew — an asset or an expense?" When you see a credit, ask "what grew — a liability, income, or equity?" Ninety percent of entries answer immediately.

Last updated August 19, 2026